Tuesday, November 3, 2009

To Anyone Who Doesn't Support Health Insurance Reform: GO TO HELL

It's time for my soapbox.

Here's the issue. I got the letter today telling me that my health insurance premium is going to rise in January costing my husband and I an extra $200 a year. I know this is a standard practice among the corporate health insurance monsters. It still shocked me.

Why?? WHY???? Tell me why I should pay more in 2010!!! Here's a little recap on my health costs this last year: 1. I got a regular check up required by my OBGYN that my insurance company covers as a preventive screening which concluded that yes, I was healthy and nothing was wrong. 2. I am on one prescription: birth control.

The end. TWO BLOOODY EXPENSES IS IT!!!! How does it make sense that health insurance companies can just randomly raise your prices for being in good health??? It doesn't work that way with auto insurance! If my bank called me and said, "You've had a positive balance all year and have saved up quite a bit of money, so we're going to raise your banking fees," I would say, "Great, and I'll be finding a new banker." And soon they would be out of business.

A lot of people say that it's going to make us socialists. I disagree. How about opening up state lines for the insurance companies to be able to compete with other states so prices will go down? How is more competition a socialist practice? Most insurance companies will charge the same amount for someone who is healthy and at a good weight as someone morbidly obese. How come a 23 year old female, with only a history of kidney stones in my childhood, with a BMI of 21, who is extremely active, who is going to college, has never smoked, drunk or done any drugs, who is in a monogamous married relationship is paying a ridiculously high insurance rate?!?!

Yeah, a universal health insurance plan would not be smart for the whole country, I agree. But how about a government health option for people going to college, in poverty, etc.? The rest of you could continue getting insurance through your jobs, and the rest of us could be covered.

Bottom line, the system DOESN'T WORK. It doesn't make sense. There's no competition among those heartless corporate leeches, there's no limitations or laws preventing them from screwing people like me over, blah blah blah. I could go on and on.

That's why I say without hesitation or regret to those of you in the world that don't support any sort of health insurance reform: GO TO HELL.

2 comments:

Jody and Alex said...

To Hell I go!

Anonymous said...

Single payer, universal coverage would be the fairest and cheapest way to go...